Budgeteer Pro for iPhone is here. Download on the App Store
BudgeteerPro

← User guide

Getting started

Build a first budget with manual entry, imports, or optional bank sync.

Try it step by step

These steps describe the web app. iPhone controls may differ.

  1. A 14-day Premium trial starts at signup, requires no card, and ends without an automatic charge. Open Accounts and add a manual account with its opening balance, or connect a supported U.S. bank with Premium or trial access.
  2. Add a few transactions or import your bank history. Check the date, amount, account, and category before relying on totals.
  3. Open Review to check suggested categories and transfers. Confirm items when they look right; you can leave the rest for later.
  4. Explore the transaction list, then open Dashboard to see balances, income, and spending together.
  5. Finish in Categories by setting monthly budget amounts. Review any proposal before applying it. Getting Started in Settings resumes your saved walkthrough on web or iOS.

Worked example

Start with a checking account and a $400 grocery budget. Enter a $60 grocery purchase: it uses $60 of that category’s plan. The budget amount is a spending limit, not your checking balance.

Check before you continue

If the proposal is empty, enter budgets manually and add more complete history. You can use the free manual tools without connecting a bank.

See the whole balance picture, then open an account to inspect the transactions behind it.

Create your account

Sign up with email or a social login on the web or the iOS app. Your workspace starts with a sensible set of categories you can reshape at any time.

Follow the getting-started walkthrough

Start in Accounts by connecting a bank or adding an account manually. Once activity arrives, continue through Review, Transactions, Dashboard, and your budget in Categories. You can explore while history is still arriving, pause with the X, and resume your saved step from Getting Started in Settings on web or iOS.

Import a bank file on web

Open Import and choose accounts or transactions. Create or import accounts first: transactions must refer to existing account names. Upload your CSV or spreadsheet, resolve validation errors, then inspect the preview before confirming. If a bank file has no account column and cannot be mapped, add an Account column using the existing account name and upload it again. Check the completion report for partial failures before retrying rows.

Importing 2–3 months of history unlocks the good stuff: recurring detection, spending analytics, and a drafted budget.

Let the app propose a budget

Once a full month of history exists, Budgeteer Pro drafts a budget from your real spending — each line with a plain-English reason. Review it on the Categories page; nothing applies until you approve.

Invite your household (optional)

Add your partner from Profile settings. Shared accounts become visible to both of you; anything you mark private stays yours alone.